Comments for Till Debt Do Us Part - Pay off debt fast http://www.untildebtdouspart.com Freedom Debt Management for all Thu, 10 Mar 2011 00:56:40 +0000 hourly 1 http://wordpress.org/?v=3.0.3 Comment on Debt Management Budgets – A waste of time? by Carnival of Financial Planning - May 17 2008 Edition | Personal Investment Management and Financial Planning Blog Directory http://www.untildebtdouspart.com/debt-management-budgets-a-waste-of-time/#comment-13177 Carnival of Financial Planning - May 17 2008 Edition | Personal Investment Management and Financial Planning Blog Directory Thu, 10 Mar 2011 00:56:40 +0000 http://untildebtdouspart.com/?p=3#comment-13177 [...] Leonard presents Debt Management Budgets – A waste of time? posted at Until Debt Do Us Part, saying, “How often have you heard that the first thing you [...] [...] Leonard presents Debt Management Budgets – A waste of time? posted at Until Debt Do Us Part, saying, “How often have you heard that the first thing you [...]

]]> Comment on Renting is better than buying and here’s why by Mr.Snowball http://www.untildebtdouspart.com/renting-is-better-than-buying/#comment-11826 Mr.Snowball Thu, 27 Jan 2011 23:26:38 +0000 http://www.untildebtdouspart.com/2008/09/17/renting-is-better-than-buying/#comment-11826 The only thing I would like to comment on is one you don't build yourself any equity. The best time to buy is when the market is low and you have enough for a down payment. (best at 10% or higher) the higher the down payment the better chances of your mortgage payments being almost the same amount in rent. However renting can be good if you are building yourself up for a down payment. I used to rent and my last straw was because my landlord refused to do any fixtures, it was a nightmare living in a tied down lease. After that I decided to buy. I haven't looked back. The only thing I would like to comment on is one you don’t build yourself any equity.
The best time to buy is when the market is low and you have enough for a down payment. (best at 10% or higher) the higher the down payment the better chances of your mortgage payments being almost the same amount in rent.
However renting can be good if you are building yourself up for a down payment.
I used to rent and my last straw was because my landlord refused to do any fixtures, it was a nightmare living in a tied down lease.
After that I decided to buy. I haven’t looked back.

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]]> Comment on This week’s Blog Carnivals by PATRICA DEAN http://www.untildebtdouspart.com/this-weeks-blog-carnivals/#comment-9321 PATRICA DEAN Tue, 01 Jun 2010 09:03:13 +0000 http://www.untildebtdouspart.com/2008/10/17/this-weeks-blog-carnivals/#comment-9321 I have been looking around www.untildebtdouspart.com and actually am impressed by the amazing content material here. I work the nightshift at my job and it is so boring. I've been coming right here for the previous couple nights and reading. I just wanted to let you know that I've been enjoying what I have seen and I look forward to reading more. I have been looking around http://www.untildebtdouspart.com and actually am impressed by the amazing content material here. I work the nightshift at my job and it is so boring. I’ve been coming right here for the previous couple nights and reading. I just wanted to let you know that I’ve been enjoying what I have seen and I look forward to reading more.

]]> Comment on Freedom Debt Management -The price is eternal vigilance by How to Find Financial Freedom – Debt Management Is the Answer | Finance Help http://www.untildebtdouspart.com/freedom-debt-management/#comment-9083 How to Find Financial Freedom – Debt Management Is the Answer | Finance Help Mon, 17 May 2010 13:12:07 +0000 http://www.untildebtdouspart.com/2008/06/17/the-price-of-debt-freedom/#comment-9083 [...] About the Author: Find financial freedom debt management works when you know the tips and tricks to get out of debt quickly. Get on track now to financial [...] [...] About the Author: Find financial freedom debt management works when you know the tips and tricks to get out of debt quickly. Get on track now to financial [...]

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]]> Comment on Freeganism – Is this the ultimate solution to debt problems? by Bill Pennock http://www.untildebtdouspart.com/freeganism-%e2%80%93-is-this-the-ultimate-solution-to-debt-problems/#comment-8409 Bill Pennock Sun, 14 Feb 2010 13:36:28 +0000 http://www.untildebtdouspart.com/2008/06/20/freeganism-%e2%80%93-is-this-the-ultimate-solution-to-debt-problems/#comment-8409 We have so much wealth in developed countries that we take it for granted. But we have so much because we want so much and we make so much. The fact that some people are wasteful of it does not make it wrong, waste is simply a choice and what looks like waste to you may not be in context. But let's just say 50% of America decided to become Freegan's. Would the other 50% be able to support them with free stuff waste? The movement, as you infer in your comments, is not sustainable, here is why I believe this to be true. (the following is very basic, at least it seems to me, but as a society we are so far away from the basics that many of us have forgotten). Either everyone would have to grow their own food and procure their own water and shelter, minimum for survival, or they would have to depend on other people to do some of this for them. A person does not have the right, moral or otherwise, to compel someone to do this for them (more later) so they either have to do something in return or depend on the benevolence of others. The more complex the needs or wants of a person the more difficult it is to find people who can do for them and for whom you can also provide something. Hence the advent of money. Money says that an individual has done something for someone that is of value and therefore has credits that can be bestowed on someone else that does something of value for them. Now I am free to do something for Gail that she needs and receive some of Gail's credits in return and perhaps buy some food, which Gail isn't able to provide unless Gail has a farm. The person with the Farm may live miles from me so another person adds value by transporting the food to near me, a market, and allowing me to pick and choose...and so it goes. Now even though a person doesn't have the right to compel another to do for them there have been plenty of societies built around the fact that some people will do it anyway. One of these was fuedalism where the farmer farms and the guy or gal with the biggest gun takes what they want. Or Marxism where the "government", who becomes the "guys and gals with the biggest guns" takes everything and distributes it without regard to me. It is unfortunate that we are so successful at the free economy, and so poorly informed about how it works, that many people don't know what they are asking for when they ask for a so called "communal" society. Just for the record though I love the idea of using the techniques to get out of debt. No point in letting the waste go to waste. We have so much wealth in developed countries that we take it for granted. But we have so much because we want so much and we make so much. The fact that some people are wasteful of it does not make it wrong, waste is simply a choice and what looks like waste to you may not be in context. But let’s just say 50% of America decided to become Freegan’s. Would the other 50% be able to support them with free stuff waste? The movement, as you infer in your comments, is not sustainable, here is why I believe this to be true. (the following is very basic, at least it seems to me, but as a society we are so far away from the basics that many of us have forgotten). Either everyone would have to grow their own food and procure their own water and shelter, minimum for survival, or they would have to depend on other people to do some of this for them. A person does not have the right, moral or otherwise, to compel someone to do this for them (more later) so they either have to do something in return or depend on the benevolence of others. The more complex the needs or wants of a person the more difficult it is to find people who can do for them and for whom you can also provide something. Hence the advent of money. Money says that an individual has done something for someone that is of value and therefore has credits that can be bestowed on someone else that does something of value for them. Now I am free to do something for Gail that she needs and receive some of Gail’s credits in return and perhaps buy some food, which Gail isn’t able to provide unless Gail has a farm. The person with the Farm may live miles from me so another person adds value by transporting the food to near me, a market, and allowing me to pick and choose…and so it goes. Now even though a person doesn’t have the right to compel another to do for them there have been plenty of societies built around the fact that some people will do it anyway. One of these was fuedalism where the farmer farms and the guy or gal with the biggest gun takes what they want. Or Marxism where the “government”, who becomes the “guys and gals with the biggest guns” takes everything and distributes it without regard to me.

It is unfortunate that we are so successful at the free economy, and so poorly informed about how it works, that many people don’t know what they are asking for when they ask for a so called “communal” society.

Just for the record though I love the idea of using the techniques to get out of debt. No point in letting the waste go to waste.

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