How to Get Out of Debt


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How to Get Out of Debt, Stay Out of Debt, and Live Prosperously: Based on the Proven Principles and Techniques of Debtors Anonymous by Jerrold Mundis is a book for people who want to get rid of their debts. It provides a step-by-step on guide on how to be debt-free that is based on the techniques formulated by the national Debtors Anonymous program. The book also provides the readers with pointers on how to recognize the warning signs of serious debt and formulate a plan on how to seamlessly pay such debt. Moreover, tips on how to accommodate debt collectors and means of coping up with stress brought about by paying debts are included in the book as well.


After reading the book, the readers will be equipped with knowledge on how they can spend, save, and earn money. It can also be very useful who are burdened with large debts. The book does not let the readers think that they can get off easily with their debts but it provides easy to understand instructions on how can this be achieved. The sections on the psychological and social implications of having debts and how they can be conquered over time can also greatly benefit the readers. Furthermore, the book encourages the readers to try using some alternatives to get rid of their debts. In a very straightforward manner, the book makes its readers realize that they are at fault for incurring debts and it is also up to them to get up and start seeking solutions to erase their debts not only from their bank accounts but from their minds as well.


Some people think that the contents of the book are very basic and do not help very much in erasing debts. On the other hand, there are a handful of people who claim that the book is intended for people who have quite a sum of money so spare.


For, the book is perfect for people who aim to pay all of their debts. The author knows what he’s talking about when he urges the readers to remove themselves from the unending cycle of spending. It proves to be highly encouraging with author’s own real life examples and experiences with debts.

Library Journal applauds how the author offers methods on how to handle debts and manage money using some techniques that he has learned from his own experiences. One small flaw of the book on the other hand is that it may not be applicable to debts aside from that of single individual and middle-class households.

Debt-Free Forever


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Debt-Free Forever: Take Control of Your Money and Your Life by Gail Vaz-Oxlade aims to help the readers in managing their own money. It teaches how things like self-control, hard work, and knowing one’s priorities play vital roles in being debt-free in life. Basically, the book offers a step-by-step guide that allows the readers to compute the amount of money that they actually spend and owe to other people. Using the guide, they will learn how to create a budget that they can actually follow and pay debts fully within a span of just a few years.
People who have little understanding of concepts and ideas that concern debts will have no trouble reading the book because it is written in a very personable manner that even a very simple person can relate to. Readers will also learn some important things like how to make percentages regarding some things expenses and savings. Learning such skill will give the readers a clearer view on where their money goes. The jar method included in the book can be tried out by customers to manage their expenditures. Moreover, the book does not only aims to make the readers debt-free, there are also some sections that focus on what people can do to save for their future.
Because most of the information indicated in the book are just the basic stuff, people who are looking for more detailed discussions will be disappointed upon reading it. The tips on money management may also not be applicable on other kinds of debts like those involved in larger ventures such farms, business establishments, and the like.