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Free Personal Finance Software

Welcome to the free budget and financial software section of this website. Below you will find links to free financial calculators and budget templates along with a brief explanation of what each calculator does. Please note that there are further instructions on how to use them contained on the actual webpages of the calculators.

The tools and resources listed below will be of great assistance in helping you to manage your finances and solve your debt problem so please make the most of them.

Calculators and templates:

Home Budget Software template

This is a great template that allows you to analyze your monthly income and expenditure in great detail.

Student budget Software template

Similar to the home budget software, the Student budget software allows students to manage their college budgets easily.

How much do you owe?

This calculator allows you to examine in detail exactly how much you owe. This can be an eye opening experience but at the same time the results will empower you to make changes.

Credit card payoff

The credit card payoff calculator allows you to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals

Personal Debt consolidation

Is consolidation right for you? This calculator will help you determine if it is.

Compound Interest

This calculator demonstrates how compounding can affect your savings, and how interest on your interest really adds up!

Please enjoy this free resource and use it as much as you like and to tell your friends and colleagues about them.